Elite Home Warranty Review

Elite Home Warranty stands tall as a trusted ally for homeowners nationwide. This comprehensive review of Elite Home Warranty will provide detailed insights into the following aspects:

  • Plans, cost, and coverage details
  • Claim limits and exclusions
  • Customer Service

prosPerks :

  • 90-day Workmanship warranty
  • Offers no contracts, allowing cancellation anytime
  • Offers 24/7 US Based Live Claims Concierge

consDrawbacks :

  • Services not available in Texas, California, Wisconsin, and Washington

Disclosure: We may receive a commission for quotes accepted by the customers, but this has no bearing on the legitimacy of our review process.

Elite Home Warranty Cost

Elite Home Warranty offers three service plans: Elite Appliances, Elite Systems, and the Elite Complete Plan. Additionally, Elite Home Warranty maintains a consistent service call fee of $70 for all plan holders.

Elite Home Warranty plans range from $44.99 to $59.99 per month, providing flexibility and value for homeowners seeking reliable home protection. With transparent pricing and comprehensive coverage options, Elite Home Warranty is dependable for safeguarding your home against unexpected repairs.

The monthly cost of these plans is mentioned below.


Monthly Cost

Elite Appliances


Elite Systems


Elite Complete


Elite Home Warranty Plans & Coverage

Elite Home Warranty offers a range of comprehensive plans designed to meet the diverse needs of homeowners. These plans include:

  • Elite Appliances: Covers the most essential appliances in your home
  • Elite Systems: Covers home systems such as plumbing, electrical, and HVAC 
  • Elite Complete: It protects both appliances and systems

The table below comprises items covered by Elite Home Warranty plans.

Systems & Appliances

Elite Appliances

Elite Systems

Elite Complete

Refrigerator Including Ice Maker & Water Dispenser
Garage Door Opener
Water Heater
Plumbing Fixtures
Plumbing Stoppage
Plumbing System
Electrical System
Heating System
Air Conditioning System
Ceiling Fans
Garbage Disposal
Built-In Microwave
Clothes Washer/ Dryer


Elite Home Warranty sets itself apart by offering an extensive selection of add-on options. The options include:

  • HVAC Annual Maintenance
  • Pool & Spa Equipment
  • Pool Equipment
  • Freestanding Spa Equipment
  • Generator
  • Limited Roof Leak Repair
  • Septic System
  • Sump Pump
  • Well Pump
  • Ejector Pump
  • Grinder Pump
  • Effluent Pump
  • Lift Pump
  • Lawn Sprinkler System
  • Service Line
  • Freestanding Freezer
  • Central Vacuum
  • Jetted/Hot Tub
  • Wine Cooler
  • Freestanding Ice Maker
  • Water Softener
  • Water Filtration System
  • Attic Exhaust Fan
  • Swamp Cooler
  • Guest House
  • Premium Appliances
  • Premium Systems
  • Premium Systems Plus
  • Premium Benefits
  • Geothermal Heating And Cooling System

Coverage Limits Of Elite Home Warranty 

Elite Home Warranty offers protection for your appliances and systems up to $7,000 and $8,000 per contract term, respectively, with separate limits for each covered item. The following table provides a breakdown of the coverage limits set by Elite Home Warranty. 

Systems & Appliances

Maximum Coverage

Refrigerator Including Ice Maker & Water Dispenser






Garage Door Opener


Water Heater


Plumbing Fixtures


Plumbing Stoppage


Plumbing System


Electrical System


Heating System


Air Conditioning System

$3,000 per term or $4,000 for any air conditioner included as part of an HVAC system

Ceiling Fans


Garbage Disposal


Built-In Microwave


Clothes Washer/Dryer

$1,000 – $1,500

What’s Not Covered By Elite Home Warranty

The following items are generally excluded from Elite Home Warranty’s coverage options: 

  • Routine maintenance 
  • Flues, venting, chimneys, and exhaust lines
  • Cosmetic damage to covered items
  • Electronic, computerized, or home management systems
  • Radon monitoring systems, fire sprinkler systems, and solar systems
  • Loss of income, utility bills, living expenses, and food spoilage
  • Defects identified by state or federal agencies or manufacturer recalls
  • Repair or replacement under homeowner’s, renter’s, or other insurance policies
  • Damage resulting from misuse, abuse, natural disasters, or accidents
  • Structural defects, manufacturer defects, and design flaws
  • Consequential or secondary damages from covered repairs
  • Damages resulting from conventional repair efforts by technicians
  • Exterior aspects of the residence, including roof, windows, doors, and siding
  • Costs related to providing access to covered items or any associated modifications
  • Limited coverage for hazardous materials, mold, pests, gas leaks, and contaminants
  • Pre-existing conditions or mismatched systems
  • Parts or components not listed in the coverage sections
  • Damages from leaks, improper installations, or circuit overload
  • Damages from power failure, power surge, flood, or fire
  • Damages from pests, rodents, animals, roots, or foreign objects
  • Exterior aspects of the residence and detached guest units with limited coverage
  • Providing or closing access to covered items
  • Costs for construction or modifications to install or remove equipment
  • Partial restoration of wall or floor coverings, cabinets, countertops, etc.

Note: Refer to the Sample Agreement for a comprehensive overview of all limitations and exclusions.

Elite Home Warranty Customer Service

Elite Home Warranty offers a dedicated team to support you at every stage, delivering prompt and personalized assistance. Their knowledgeable representatives are on hand to address any questions about coverage, aid with claim filing, or provide guidance as needed. Their 24/7 live concierge service makes help accessible around the clock, guaranteeing your needs are met promptly and professionally.

How To File A Claim With Elite Home Warranty

Filing a claim with Elite Home Warranty is a straightforward and hassle-free process designed to resolve your home repair needs swiftly. Here’s a step-by-step guide to the claim filing process:

  • Contact Elite Home Warranty’s customer service at (888) 222-1202 to initiate a claim.
  • Ensure all required agreement fees are paid to proceed with your claim.
  • Choose your preferred authorized service technician from Elite Home Warranty’s network of professionals.
  • Under normal circumstances, service will begin within 24-48 hours after Elite Home Warranty receives your service request.

With Elite Home Warranty, you can expect prompt assistance and efficient resolution of your home repair issues.

Elite Home Warranty Comparison With Top Competitors

Premium (Monthly)
Coverage Cap
State Availability
BBB Rating
Elite Home Warranty $44.99- $59.99 $0 & $70 Up to $15,000 46 A+
American Home Shield $39-$60 $75-$150 $6K-Unlimited 49 B
Choice Home Warranty $40-$65 $85 Up to $3K/item 49 B
ServicePlus Home Warranty $40-$60 $75 1.5k/contract term 48 Not Rated
Select Home Warranty $45-$50 $60-$100 $2,000 46 B
First American Home Warranty $30-$50 $85 Up to $3.5k per item 35 B

Key Details About The Company

Waiting Period

-30 days

Dollar Limit For Access

-> $3,000

Free Cancellation


Contract Transfer Fee


Cancellation Fee


Customer Service


Automatic Renewal


State Availability - All except California, Texas, Washington and Wisconsin

Company Type
Privately Held
Nathan V.
Established In
Years In Business
Corporate Office/Headquarters
2715 Coney Island Ave Ste 3 Brooklyn, NY 11235-5068

Elite Home Warranty: Customer Ratings 

Customer ratings indicate that Elite Home Warranty is a reputable provider known for its commitment to customer satisfaction, comprehensive coverage options, and responsive customer service.

Review Platform No. of Reviews Rating
Google 138
4.8 / 5
BBB 353
4.9 / 5
Yelp 4
4.8 / 5
Trustpilot 55
4.7 / 5
Site Jabber 11
4.6 / 5

Our Verdict

Elite Home Warranty is a top choice for homeowners seeking comprehensive coverage and reliable service. Elite Home Warranty garners positive reviews across various platforms, with customers praising its prompt customer service and follow-ups.

We recommend obtaining a free quote from the company to understand the prices and thoroughly review the terms and conditions before making a final decision.

Frequently Asked Questions (FAQs)

Does Elite Home Warranty Have A Waiting Period?

Yes, Elite Home Warranty typically has a 30-day waiting period before coverage begins.

What Are The Exclusions To Elite Home Warranty Coverage?

Exclusions may include routine maintenance, cosmetic damage, pre-existing conditions, etc. Reviewing the terms and conditions for a comprehensive understanding of coverage exclusions is essential.

Are There Any Hidden Fees With Elite Home Warranty?

Elite Home Warranty strives to be transparent about its pricing and fees. While there may be additional fees for certain services or circumstances, such as weekend or after-hours service calls, these fees are typically disclosed upfront.

How Quickly Can I Expect A Technician To Respond To My Service Request?

Elite Home Warranty aims to provide prompt service and typically arranges for a technician to respond to service requests within 24 to 48 hours under normal circumstances.

Can I Choose My Repair Technician With Elite Home Warranty?

Yes, Elite Home Warranty allows you to choose your preferred authorized service technician from their network of professionals when filing a claim.

How Does Elite Home Warranty Handle Disputes Or Complaints From Customers?

If you have a complaint regarding your Elite Home Warranty plan or service, you can contact their customer service team to address the issue. Elite Home Warranty is committed to resolving customer concerns promptly and satisfactorily.

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