The Investment Calculator: Determine Your Returns

Input your basic investment details and calculate the earning potential of your investment.



Invested Amount




Est. Return


Investment Growth Graph

The graph tracks your investment’s growth as per your tenure and interest rate. Get the breakup of your investment’s year-on-year growth and a holistic view of your investment if the performance increases or decreases by 2%.

Why Should You Use Our Investment Calculator?

Easily accessible to everyone
Free to use
Assist with financial planning
why should you use_our investment calculator

This article will further help you understand various types of investments and the risks associated with them. Keep reading!

How Does This Investment Calculator Work?

Use the calculator to determine the future worth of an investment with the minimum required information. Here, you need to compute the starting investment amount, the interest rate, and the number of years. Take a look at the following:

Parameters required to calculate:

monthly investment


We need you to share the amount you have invested or are planning to invest (monthly amount for SIP payments or total amount for lumpsum payments)

interest rate

Interest Rate

We need your expected rate of returns in percentage value as well to calculate your returns.


Investment Tenure

The information on years you have invested for or plan to invest is also required, along with investment and interest rate.

Yearly Increment On Investment

Yearly Increment On Investment

If you plan to increase your investment annually on SIP, share the percentage of the increase for better results.

Factors displayed in the result:

Invested Amount

Invested Amount

This value shows the sum of the principal amount of your investment in the stipulated tenure

interest rate


This value shows the sum of the interest amount in the stipulated tenure

Est. Return

Est. Return

This value shows the overall returns you can expect based on your principal investment and interest accumulation.

Different Types Of Investments

Here are some of the most common and famous types of investments that can help you diversify your investment and may help you in the long run.


When you purchase a bond, you are lending money to a company. In most cases, this is a government agency. If you are a lender, you can receive interest payments while your money is being loaned. You get your principal back once the bond matures (you've kept it for the contractually specified length of time). The United States Treasury issues Treasury bonds, notes, and bills, which are all debt securities that investors purchase.

certificate of deposits

Certificate Of Deposits (Cds)

A certificate of deposit (CD) is a relatively safe investment. You can provide the bank of your choice with a set quantity of money for a set period. When that time is up, you will get your principal plus a fixed amount of interest.


The most well-known sort of investing is likely stocks, usually referred to as shares or equities. When you purchase a stock, you are expecting that the price will increase so that you may sell it later on and make money. Of course, there is a chance that the stock's price could drop, in which case you would lose money. You may purchase stock in several of the greatest corporations in the nation, including General Motors, Apple, and Facebook.

real estate

Real Estate

Aspiring real estate owners can purchase a home by using leverage, paying a fraction of the entire cost now, and repaying the remainder over time. One of the most common ways for investors to profit from real estate is to become landlords of rental properties.

Mutual Funds

Mutual funds offer a less risky option for those interested in investing in stocks. Investors usually take the help of third-party fund managers for investments to mitigate risk. The investors receive returns when there is a capital appreciation on the companies in the investor’s portfolio. Mutual fund holders are not entitled to dividends like shareholders of a company.

Mutual Funds

Factors That Can Affect Your Investment Payout/Maturity Amount

In this section, we'll guide you through various factors involved in investing so that you’ll be ready to invest your money.

Risks & Returns

In investment, risk and return are typically traded off. Investments with higher profit potential also have higher risk potential. Sometimes, if at all, safe and good investments fall short of beating inflation. Therefore, it's better to study risks before putting your hard-earned money into something.

Expected Rate Of Inflation

When prices increase across the economy, your money's purchasing power gradually loses value. This is known as inflation. One of the primary motivations for investing in the first place is to maintain and increase your spending power. The inflation rate is always fluctuating, and there have been years when it has reached absurdly high levels, such as the 13.5% rate in 1980.

Federal Tax Rates

Even though you might not enjoy thinking about taxes, you will almost surely lose part of your investment returns to the government. For this reason, it's useful to include your federal, state, and local tax rates in any estimates of investment growth to obtain a more accurate picture of how much money you'll need to attain your objectives.

Emergency Funds

Emergency funds serve as a safety net, guarding you against unforeseen, uncalled-for circumstances. Make sure that you do not block your money and invest everything. You must save some money to deal with the unforeseen financial curveballs that life presents.

Why Should You Invest?

It's a good idea to start putting your money to work right away. Remember that choosing low-fee investments will improve your investing success. Investing does carry risks, but still not investing is riskier for anybody looking to save for retirement and beat inflation. Additionally, you can use our investment calculator to determine your payments!


Which SIP plan is best for a year?

There are several SIP plans available for one year. To choose the best one, we advise you to study them thoroughly and pick the best-suited one for yourself.

What is the best way to invest $100 every month?

If you are willing to spare $100 every month, you can consider investing in a stock index mutual fund, exchange-traded fund, or fractional shares to buy stocks. You can also put your $100 in the 401(k) or open an IRA account.

Is SIP tax-free?

Yes, SIPs are often tax-free. However, it is best to study the terms carefully before investing your money.

What are the best possible investment options for beginners?

The best investments for beginners can be:

  • 401(k) or any other retirement plan,
  • Target-date mutual fund,
  • Index funds
  • Exchange-traded funds (ETFs), and/or
  • Investment apps.