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Best Home Warranty Companies In iowa

A home warranty plan will help you be prepared for unexpected breakdowns. Compare the top providers below to find the right coverage for your home.

update Updated: May 2025
Over 25 Home Warranty Companies Reviewed
Licensed and Vetted Service Providers
1 Editor’s Choice

Elite Home Warranty

$200 OFF and 1 Month Free. 30-Day Free-Trial
Outstanding fourhalf_star
4.9
2 Fast Claim Processing

Regency Total Warranty

$300 OFF and 2 Months Free + Free Roof Coverage
Excellent fourhalf_star
4.6
3 Endorsed By Mike Holmes

Mike Holmes Protection

$250 OFF and 1 Month Free + Free Roof Coverage
Outstanding fourhalf_star
4.8
1 Editor’s Choice
1

Elite Home Warranty
  • Recognized as a Leading Home Warranty Brand.
  • No Long Term Contract. Cancel Anytime.
  • U.S. Based Live Claims Agents Available 24/7.
  • Exceptional Coverage Options and Benefits.

offer $200 OFF and 1 Month Free. 30-Day Free-Trial

Outstanding fourhalf_star
4.9
(888) 216-5412

Premium $59.99 - $69.99

Deductible $70.00 - $130.00

Total Coverage Benefits $25,000 Contractual Limit

Why We Chose Elite Home Warranty?

Elite Home Warranty earned our top recommendation for its commitment to transparent service and customer satisfaction. Their flexible plan structure, fast claims process, and consistently high customer ratings reflect a company focused on doing things the right way, protecting homeowners without the industry’s usual runaround.

Pros :

  • Recognized as a Leading Home Warranty Brand.
  • No Long Term Contract. Cancel Anytime.
  • U.S. Based Live Claims Agents Available 24/7.
  • Exceptional Coverage Options and Benefits.

Where Services Are Available?

Available in 48 States. Coverage is not currently available in California and Wisconsin.

2 Fast Claim Processing
2

Regency Total Warranty
  • No Cap on the Number of Service Visits.
  • Priority Claims Handling for Members.
  • Clear, Easy to Understand Terms.

offer $300 OFF and 2 Months Free + Free Roof Coverage

Excellent fourhalf_star
4.6
(844) 240-8369

Premium $54.99 - $64.99

Deductible $60.00 - $100.00

Total Coverage Benefits $15,000 Contractual Limit

Why We Chose Regency Total Warranty?

Regency Total Warranty offers flexible protection with no limits on how often you can request service. Their emphasis on transparency, customer priority handling, and generous coverage makes them a dependable option for homeowners who value clarity and consistent service.

Pros :

  • No Cap on the Number of Service Visits.
  • Priority Claims Handling for Members.
  • Clear, Easy to Understand Terms.

Where Services Are Available?

Available in 50 States.

3 Endorsed By Mike Holmes
3

Mike Holmes Protection
  • Backed by Trusted Contractor Mike Holmes.
  • High Standards for Repair Quality.
  • Built With First Time Buyers in Mind.

offer $250 OFF and 1 Month Free + Free Roof Coverage

Outstanding fourhalf_star
4.8
866-408-9898

Premium $69.99 - $79.99

Deductible $60.00 - $85.00

Total Coverage Benefits $25,000 Contractual Limit

Why We Chose Mike Holmes Protection?

Mike Holmes Protection isn’t just using a name, it’s backing every repair with the high construction standards Mike Holmes is known for. The plans reflect a focus on craftsmanship, reliability, and homeowner peace of mind, especially for those navigating their first home purchase.

Pros :

  • Backed by Trusted Contractor Mike Holmes.
  • High Standards for Repair Quality.
  • Built With First Time Buyers in Mind.

Where Services Are Available?

Available in 43 States. Coverage is not currently available in California, Connecticut, Massachusetts, New York, Virginia, Washington and Wisconsin.

4 Affordable Coverage
4

Select Home Warranty
  • Roof Leak Coverage.
  • Low Cost Monthly Premiums.
  • 24/7 Customer Claims Center.

offer $150 OFF and 2 Months Free + Free Roof Coverage

Excellent fourhalf_star
4.4
(888) 539-7220

Premium $54.99 - $64.99

Deductible $60.00 - $125.00

Total Coverage Benefits $11,000 Contractual Limit

Why We Chose Select Home Warranty?

Select Home Warranty stands out for offering solid baseline protection at an affordable price. Their inclusion of roof leak coverage and strong service availability make them a practical option for homeowners seeking essential coverage without overpaying.

Pros :

  • Roof Leak Coverage.
  • Low Cost Monthly Premiums.
  • 24/7 Customer Claims Center.

Where Services Are Available?

Available in 47 States. Coverage is not currently available in Nevada, Washington and Wyoming.

5

Liberty Home Guard
  • No Home Inspection Required.
  • User Friendly Portal for Managing Claims.
  • Highly Rated by Consumers and the BBB.

offer $200 OFF and 2 Months Free + Free Roof Coverage

Outstanding fourhalf_star
4.7
855-681-9724

Premium $54.99 - $69.99

Deductible $85.00 - $150.00

Total Coverage Benefits $15,000 Contractual Limit

Why We Chose Liberty Home Guard?

Liberty Home Guard offers one of the most flexible home warranty solutions on the market. With an extensive list of add ons and consistently high customer feedback, it's ideal for homeowners who want full control over their coverage and an easy to manage experience.

Pros :

  • No Home Inspection Required.
  • User Friendly Portal for Managing Claims.
  • Highly Rated by Consumers and the BBB.

Where Services Are Available?

Available in 50 States.

6

America’s First Choice
  • Longest Workmanship Guarantee.
  • Choose Your Own Local Licensed Contractor.
  • Comprehensive Plan Options and Upgrades.

offer $250 OFF and Free Roof Coverage

Excellent fourhalf_star
4.5
866-203-8901

Premium $54.99 - $69.99

Deductible $75.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose America’s First Choice?

America’s First Choice Home Club makes service reliability a top priority with unmatched repair guarantees and technician flexibility. Whether you want to use your own trusted pro or lock in rates for multiple years, AFC provides the freedom and security many homeowners are looking for.

Pros :

  • Longest Workmanship Guarantee.
  • Choose Your Own Local Licensed Contractor.
  • Comprehensive Plan Options and Upgrades.

Where Services Are Available?

Available in 50 States.

7

American Home Shield (AHS)
  • Plans That Cover Items Others Exclude.
  • More Than 50 Years in the Industry.
  • Strong Service Contractor Partnerships.

offer $100 OFF and Free Roof Coverage

Excellent fourhalf_star
4.4

Premium $54.99 - $89.99

Deductible $75.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose American Home Shield (AHS)?

As one of the longest standing providers in the industry, American Home Shield brings both experience and broad coverage to the table. They’re one of the few providers willing to cover older systems and wear related breakdowns, making them ideal for aging homes.

Pros :

  • Plans That Cover Items Others Exclude.
  • More Than 50 Years in the Industry.
  • Strong Service Contractor Partnerships.

Where Services Are Available?

Available in 48 States. Coverage is not currently available in Alaska and Hawaii.

8

ARW Home – American Residential Warranty
  • No Long Term Contracts.
  • Service Available Nationwide.
  • U.S. Based Claims Support Team.

offer $100 OFF and 2 Months Free

Excellent fourhalf_star
4.2

Premium $54.99 - $64.99

Deductible $100 - $125

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose ARW Home – American Residential Warranty?

American Residential Warranty blends convenience and coverage with no strings attached. Their monthly plans and bundled service options allow homeowners to protect both traditional systems and smart tech without committing to lengthy contracts.

Pros :

  • No Long Term Contracts.
  • Service Available Nationwide.
  • U.S. Based Claims Support Team.

Where Services Are Available?

Available in 50 States.

9

First American Home Warranty
  • Simple, Affordable Plan Options.
  • Well Suited for First Time Homeowners.
  • Efficient Appliance Replacement Process.

offer Flexible Payment Options

Good threehalf_star
3.6

Premium $54.99 - $64.99

Deductible $85.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose First American Home Warranty?

First American has become a go to for new homeowners and real estate pros alike. Their easy enrollment process and affordable pricing provide peace of mind from day one, especially for those just getting started in homeownership.

Pros :

  • Simple, Affordable Plan Options.
  • Well Suited for First Time Homeowners.
  • Efficient Appliance Replacement Process.

Where Services Are Available?

Available in 35 States. Coverage is not currently available in Alaska, Connecticut, Delaware, Hawaii, Illinois, Louisiana, Maine, Massachusetts, Minnesota, New Hampshire, New York, North Dakota, Rhode Island, Vermont and Wisconsin.

10

Cinch Home Services
  • 180 Day Service Guarantee on Completed Repairs.
  • Highly Qualified Service Technician Network.
  • 24/7 Digital Claims Platform.

offer Free Water Sensor and 2 Months Free

Good threehalf_star
3.4

Premium $54.99 - $64.99

Deductible $75.00 - $150.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose Cinch Home Services?

Cinch combines strong repair backing with helpful extras like appliance credits and a long service guarantee. It’s a strong choice for tech savvy homeowners who want easy online access and long term peace of mind.

Pros :

  • 180 Day Service Guarantee on Completed Repairs.
  • Highly Qualified Service Technician Network.
  • 24/7 Digital Claims Platform.

Where Services Are Available?

Available in 48 States. Coverage is not currently available in Alaska and Hawaii.

✖

Our top 3 picks

1 Editor’s Choice

Elite Home Warranty

$200 OFF and 1 Month Free. 30-Day Free-Trial
Outstanding fourhalf_star
4.9
(888) 216-5412
2 Fast Claim Processing

Regency Total Warranty

$300 OFF and 2 Months Free + Free Roof Coverage
Excellent fourhalf_star
4.6
(844) 240-8369
3 Endorsed By Mike Holmes

Mike Holmes Protection

$250 OFF and 1 Month Free + Free Roof Coverage
Outstanding fourhalf_star
4.8
866-408-9898