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Last Updated : July 2, 2020

AA Auto Protection

AA Auto Protection is a leading company in the auto warranty business having been in operation since 2002. The company has served thousands of Americans across the country with their stand-out insured vehicle service programs. 

AA Auto Protection has some of the most competitively priced auto warranty plans among the insured contracts segment. Its insurers are all A+ rated. The company offers a 30-day money-back guarantee to ensure customer satisfaction. Customers have the option of paying their premiums upfront or over an extended schedule with easy payment options.

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Why Choose AA Auto Protection?

AA Auto protection warranties come with a lower price match guarantee. Though they are not the cheapest, the plans are insured by A+ administrators like General Fidelity, American Bankers Insurance Company, etc. 

An extended auto warranty ensures that your car is taken care of in the event of a mechanical breakdown. Repairs can result in huge out-of-pocket expenditure that you can avoid with a car warranty.

As a safe and reliable provider of auto warranty policies, AA Auto Protect has your back in the event of roadside breakdowns. They have a wide spectrum of plans offering various levels of coverage from stated components to comprehensive, full systems.

The Ultimate Saver by Road America Motor Club is a road club plan for residents of California, Missouri, and North Dakota brought by AA Auto.

Why Choose AA Auto Protection?

AA Auto Protection Plans and Coverage

Being one of the most reputable vehicle service contract brokers, AA Auto Protection offers a wide variety of plans.

Full Coverage Plans mention only the components not covered in the contracts. They are the most comprehensive plans, ideal for new cars.

Premium Stated Component Coverage Plans are ideal for those who are eligible for the Full Coverage Plans. Unlisted parts in these contracts are not covered. Stated Component Coverage Plans operate similarly. 

Powertrain Plus Coverage Plans preserve your sanity in terms of the expensive major repairs of the powertrain components. They are the best option for those who want coverage on important parts but at lower costs.

Full Coverage Plans

  •  United Car Care Platinum 
  •  DOWC Level 4 Coverage Plan 
  • Royal Protect Ultimate 
  • Dealers Alliance Exclusionary 
  • NASC Ultimate Wrap
  • NASC Ultimate

Premium Stated Component Coverage Plans

  •  DOWC Level 3 
  •  Dealers Alliance Stated 
  • United Car Care Diamond 
  • Royal Protect Premium 
  • NASC Platinum

Stated Component Coverage Plans

  • NASC Car Guard Select Elite  
  •  United Car Care Gold 
  • Dealers Alliance Enhanced
  • Royal Protect Preferred
  • AA Auto Protection Titanium 
  • NASC Gold
  • DOWC Level 2

Premium Powertrain Plus Coverage Plans

  • Dealers Alliance Powertrain Plus
  •  NASC Car Guard Select 
  • NASC Silver

Premium Powertrain Coverage Plans

  • Royal Protect Primary Power
  •  DOWC Level 1 
  • Power Shield

Disclaimer : Please note that these are the terms of a typical Auto Warranty contract and that the terms of coverage of your contract may differ from what's mentioned on this page

Final Word

AA Auto Protection is one of the most reputed auto warranty companies, offering the extension of OEM warranties as well as plans for older vehicles. As the programs are insured, they are a very safe option for car protection. With a wide variety of plans, they can address the car coverage needs of most consumers.

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Frequently Asked Questions?

Filing an auto warranty or car service claim for your new and older cars is a very easy process. All you need to do when your car suffers a mechanical breakdown is have it towed to the nearest licensed vehicle repair facility. The facility’s service team should be shown the Service Contract from AA Auto Protection. They would then call the company after the problem has been diagnosed. If the company authorizes the repair, the fee minus the deductible will be paid directly to the repair facility. You don’t have to wait for reimbursement.

The NSC Ultimate Wrap Coverage Plan is one of the most comprehensive coverage plans for your car almost as good as your OEM warranty. It is designed to extend your OEM warranty that came with the new car. It covers hi-tech components like your thermostat, speed control, ignition coils, wiper power motors, ABS master cylinder, etc. Even your GPS navigation system is covered. The uncovered components are explicitly mentioned.

Upon the mechanical breakdown of a component covered under a vehicle service plan, AA Auto Protection will reimburse you for your expenses on a rental car. The reimbursement for you needing substitute transportation can be provided only if the minimum repair time is 4 hrs. The maximum amount is up to $30 per day. Each day of labor time consists of 8 hours of repairs and the maximum time for which reimbursement will be made is 5 days.

AA Auto Protection is one of the few companies to have vehicle service contracts that are insured by top insurance firms. This ensures that the agreements are backed no matter what happens to AA Auto. They also offer bumper to bumper coverage to vehicles whose OEM warranties have expired. They also don’t limit vehicle coverage by age of the vehicle.

ASE stands for National Institute for Automotive Service Excellence, a non-profit organization. It aims to ensure top-notch quality of vehicle repair and service by administering challenging tests for certification. They revise their curriculum frequently to keep up with the advancements in automotive technology. ASE certifies service technicians and this certification is important for your safety.

AA Auto Protection recommends that you get a vehicle inspection before enrolling with a vehicle service program. But it is not mandatory. Getting an inspection makes it easier to prove that mechanical breakdowns are not due to pre-existing conditions. This speeds up claims determination. You can get your vehicle inspected at any ASE certified repair facility.


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